NIC INSIGHTer: Bank Regulation on CRE Loans

“Bank regulators have increased their scrutiny on CRE loans due to continued uncertainty in the economy and higher interest rates. Regulators have focused more on loans with the following characteristics: maturities within 12-18 months; repricing/refinancing risk; potential declining valuations and guarantor dependency to meet contractual payment obligations.”

Sarah Duggan,Executive Director, Wholesale Banking, Seniors Housing and Healthcare Lending, Synovus Bank

“Key has been proactive in preparing for the pending regulatory changes, specifically around proposed increases to capital requirements. Every bank has a different set of variables, but I am excited about our ability to contribute to the sector in 2024.”

Morgin Morris , Senior Mortgage Banker, KeyBank Real Estate Capital
Events
Accessing Capital in 2024 – NIC Webinar

Accessing capital is top of mind for the senior housing and care sector. When will the Fed begin interest rate cuts? Will bank debt be more available than it was during 2023? What do the capital markets hold for borrowers? Is private equity investment still on the table? A panel…

Access all past Insiders