Michael Joseph

President / Clover Group, Inc.

Since mid-1989, Mr. Joseph has purchased and/or developed over 6,500 apartment units and over 800,000 square feet of commercial space, totaling more than $700 million located in New York, Pennsylvania, Indiana, Ohio, and Kentucky .

Additional experience: From 1982-1989, Michael led the Real Estate Finance department at Mabon, Nugent and Co. that arranged or participated in over $400 million of real estate financing and performed a wide range of advisory services including mortgage financing, syndication and other real estate investments.

Education:

• MBA, Boston University, 1982

• BA, State University of New York at Binghamton, 1981

Community Leadership:

• Board of Directors, Albright Knox Art Gallery

• Chairman, Board of Directors, Roswell Park Comprehensive Cancer Center

• Past President, Elmwood Franklin School

• Past Member, Board of Governors, Jewish Federation of Western New York

• Past Member, Board of Directors, Buffalo Seminary

• Past Member, Board of Trustees, University at Buffalo Foundation

• Past Trustee, The Foundation for Jewish Philanthropies

• Past Chair, United Jewish Appeal Campaign

• Past President, Westwood Country Club

• Past Treasurer, Buffalo Philharmonic Orchestra